| SHARE DRAFT FEES |
| Draft Returned NSF | $ 25.00 |
| Stop Payment Fee | $ 25.00 |
| Draft Copy Fee | $ 1.00 |
| Overdraft Transfer Fee | $ 3.00 |
| |
| ATM/EFT FEES |
| ATM Card or Pin Replacement Fee | $ 5.00 |
| ATM Withdrawal (first 3 free) | $ 1.00 |
| ATM NSF Fee | $ 25.00 |
| ATM Deposit Adjustment Fee | $ 5.00 |
| EFT NSF Fee | $ 25.00 |
| EFT Stop Payment Fee | $ 15.00 |
| EFT Return Fee | $ 15.00 |
| |
| GENERAL |
| Membership Fee | $ 5.00 |
| Share Withdrawal Fee (over 3 per month) | $ 5.00 |
| Stop Payment Fee | $ 25.00 |
| Returned Deposit or Loan Payment Fee | $ 25.00 |
| Statement Copy Fee (per page) | $ 1.00 |
| Account Research Fee ([er hour, one hour min) | $ 20.00 |
| Legal Process Fee (IRS levies, etc) | $ 20.00 |
| Cashier Check | $ 3.00 |
| Dormant Account Fee (per quarter) | $ 3.00 |
| Item Sent for Collection | $ 20.00 |
| Early Account Closure (closed within 90 days) | $ 5.00 |
| Same Day Rush or Fax | $ 20.00 |
| Early Withdrawal from Club Accounts | $ 5.00 |
| American Express Travelers Checks | $ 0.60 per $100 |
| American Express Travelers Checks for Two | $ 1.00 per $100.00 |
| American Express Gift Checks | $ 2.50 |
| Overnight Delivery | (cost) minimum of $15.00 |
| Auto Insurance Tracking Fee | $ 25.00 |
| New Loan Application Fee (ex. Share Secured) | $ 7.50 |
| Loan Late Fee | $ 25.00 |
| Counter Checks (4) | $ 1.00 |
| Overdraft Loan | $ 15.00 |
